ARTICLES BY ROACH & LIN, P.C.
Located in Syosset, NY, Roach & Lin, P.C. has the most experienced professionals in real estate, litigation, foreclosure, and bankruptcy law. Our vast knowledge and experience allow us to effectively take on any case. We do everything we can to better serve our clients and exceed their expectations! To learn more about our practice, please read some interesting articles about New York debt collection and real estate law.
What Are Creditors’ Legal Rights in a Foreclosure?
There’s always a lot of talk about a borrower’s rights during a foreclosure, but what about the creditors’ rights? In New York, the mortgage lien holder for a property, [...]
Condition Precedent Mailings
In New York, two separate notices are typically required prior to commencement of a foreclosure on a residential one to four family property. These are commonly known as the [...]
New York Statute of Limitations and Mortgage Foreclosure
New York’s CPLR §213 provides for a six (6) year Statute of Limitations for the enforcement of contracts. Since a mortgage is considered to be a “contract”, foreclosure actions [...]
UPDATE – Zombie Foreclosures: Are they coming for you?
Due to the housing crisis of the past 5 years, efforts have been made to give homeowners every conceivable chance to avoid the foreclosures of their properties, so that they are not forced out of their homes. While well-intentioned, some of these provisions have resulted in unintended consequences. One such impact has been the rise of “zombie foreclosures.”
Manufactured/Mobile Home Foreclosures
Effective July 1, 1994, New York began to treat mobile homes and manufactured housing units as “motor vehicles”…
Exhibition of the Deed No Longer an In Person Requirement
Commencing a post-foreclosure eviction action requires that the deed be exhibited to the occupant.
The question of what is a sufficient method of “exhibiting” the deed has been one of great debate.