CREATIVE APPROACH
Roach & Lin, P.C. is a New York law firm with over 40 years of experience representing Default Mortgage Servicers in matters involving Foreclosure, Bankruptcy, Evictions, REO Sales, Loss Mitigation and Litigation.
At Roach & Lin, we are lawyers that think outside of the box, finding creative and innovative approaches to assist Mortgage Servicers and Investors. The personal service and expeditious response time is the foundation of our practice. Read our article “Reducing the NY Foreclosure Timeline” to learn more about one of our creative approaches.
Fees
Roach & Lin, P.C. accepts all GSE fee schedules as well as those of any major lending institution or mortgage servicer.
Wall Street Quality at Long Island Prices
Roach & Lin, P.C. has acquired a reputation for creatively and successfully serving creditor’s rights in bankruptcy and foreclosure since 1979. Long Island Business News consistently ranks us amongst Long Island’s top law firms, yet we are small enough to always make your case a priority. Feel free to contact us at (516) 938-3100 or email us at info@roachlin.com
“The law office of Roach and Lin’s expertise and diligence has helped reduce foreclosure timelines on all of my NPL’s”
“The law firm of Roach & Lin continues to exceed our expectations in every way possible, as they outperform countless legal teams. As the owner of a national asset management company, we work with attorneys in almost every state, Roach & Lin wholeheartedly, hands down, is our favorite. Aside from their incredible legal expertise, and their ability to consistently operate with velocity, they work under an umbrella of integrity and incredible personal service. It’s one thing to be at the top of your industry in performance, it is another to do it while providing ‘Nordstrom’s’ customer service. Roach & Lin encapsulates that philosophy.”
“Roach & Lin 律师事务所是少有在纽约长岛由华人经营管理的团队. 他们为我们细心辦理购买房屋
的交易. 在我们的房地产交易里为我们争取最高的利益. 绝对是值得信赖与推荐的律师事务所.”
“Roach & Lin, P.C. is a rare gem in Long Island New York that is managed by Chinese speaking management. They handled the purchase of our house with utmost care. They were always looking out for our best interest during our real estate transaction. I highly recommend using them for your real estate transactions!”
LATEST PUBLICATIONS
Should I Buy a Short Sale?
A “short sale” is a sale of real estate in which the proceeds from the sale will be “short” of the aggregate amount needed to pay, in full, the liens secured by the property being sold.
What Is My Home Worth?
How much can you sell your house for?
The “fair market value” of real estate is defined as the amount that the house will sell for if the seller is not under any pressure to sell and the buyer is not under any pressure to buy. Accordingly, if you are selling your house, have already signed a contract to buy another one, and only have a two-month timeframe to sell, you are under pressure to sell and may have to accept a “below fair market value” offer. (See my article - “Should I Buy a New Home Before I Sell My Own”).
Should I Buy a New Home Before I Sell My Own?
Should I buy a new home before I sell my own? The short answer is: It depends.
If you want to minimize your financial risk, then you should sell your current house first and then buy a new one. If on the other hand, you want to minimize your inconvenience, then you should buy your new house first and then sell your current one.
What It Means to Be “Judgement-Proof”
Prior to the establishment of the United States, people in England who did not pay their debts were sent to debtor's prison. Today, in the United States, there is no debtor’s prison and creditors can only enforce judgments if they can locate the assets of the judgement debtor, and have them sold to liquidate the debt or by garnishing their wages. If a debtor truly has no job or assets, he is said to be “judgement proof” because a judgment creditor has nothing to sell or garnish. Many debtors, however, merely pretend to be judgement proof! They really do have assets, but attempt to hide them.
How Is a Collection Agency Different from a Collection Law Firm?
If you are owed a debt that you have been unable to collect, you can hire a collection agency or retain a collection law firm to collect it for you. There are significant differences between the services the two provide, as well as the fee structure charged by each.
Payoff Letters: The Newest FDCPA Landmines
On December 3, 2015, the United States Court of Appeals, 11th Circuit, decided the case of Kevin Prescott v. Seterus, Inc., 635 Fed. Appx. 640, 2015 U.S. App. LEXIS 20934 (11th Cir. Fla. 2015) and held that the inclusion of estimates or anticipated costs that have not yet been incurred, in a payoff or reinstatement letter, is a violation of the FDCPA.
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