CREATIVE APPROACH
Roach & Lin, P.C. is a New York law firm with over 40 years of experience representing Default Mortgage Servicers in matters involving Foreclosure, Bankruptcy, Evictions, REO Sales, Loss Mitigation and Litigation.
At Roach & Lin, we are lawyers that think outside of the box, finding creative and innovative approaches to assist Mortgage Servicers and Investors. The personal service and expeditious response time is the foundation of our practice. Read our article “Reducing the NY Foreclosure Timeline” to learn more about one of our creative approaches.
Fees
Roach & Lin, P.C. accepts all GSE fee schedules as well as those of any major lending institution or mortgage servicer.
Wall Street Quality at Long Island Prices
Roach & Lin, P.C. has acquired a reputation for creatively and successfully serving creditor’s rights in bankruptcy and foreclosure since 1979. Long Island Business News consistently ranks us amongst Long Island’s top law firms, yet we are small enough to always make your case a priority. Feel free to contact us at (516) 938-3100 or email us at info@roachlin.com
“The law office of Roach and Lin’s expertise and diligence has helped reduce foreclosure timelines on all of my NPL’s”
“The law firm of Roach & Lin continues to exceed our expectations in every way possible, as they outperform countless legal teams. As the owner of a national asset management company, we work with attorneys in almost every state, Roach & Lin wholeheartedly, hands down, is our favorite. Aside from their incredible legal expertise, and their ability to consistently operate with velocity, they work under an umbrella of integrity and incredible personal service. It’s one thing to be at the top of your industry in performance, it is another to do it while providing ‘Nordstrom’s’ customer service. Roach & Lin encapsulates that philosophy.”
“Roach & Lin 律师事务所是少有在纽约长岛由华人经营管理的团队. 他们为我们细心辦理购买房屋
的交易. 在我们的房地产交易里为我们争取最高的利益. 绝对是值得信赖与推荐的律师事务所.”
“Roach & Lin, P.C. is a rare gem in Long Island New York that is managed by Chinese speaking management. They handled the purchase of our house with utmost care. They were always looking out for our best interest during our real estate transaction. I highly recommend using them for your real estate transactions!”
LATEST PUBLICATIONS
RPAPL 1304 – Are Mortgagors “Borrowers”?
New York's pre-RPAPL Section 1304 requires lenders to serve a notice to each "borrower" at least 90 days prior to the commencement of a foreclosure. Failure to do so will cause the foreclosure to be dismissed, as the requirement is considered to be a condition precedent to the commencement of the foreclosure. New York’s statute, however, does not define a “borrower" or distinguish between the parties who execute the note and those who execute the mortgage.
Protections Provided by the Servicemembers Civil Relief Act
The Servicemembers Civil Relief Act (SCRA), originally called the Soldiers and Sailors Civil Relief Act (SCRA), was enacted in 1940 to provide protection for members of the armed forces while serving our country. It requires lenders to provide forbearance and the reduction of interest rates with respect to certain obligations of military members, as well as restricting the entry of default judgments or evictions against them and their dependents.
CEMA vs. HOA Liens Which Have Priority
A Consolidation, Extension & Modification Agreement (CEMA) is an agreement that, as its name implies, consolidates two or more mortgages, extends the term of the obligation secured by them, and modifies its terms.
What Can a Seller Do When a Buyer Is Unable or Unwilling to Close as Scheduled?
When real estate is sold, the contract typically specifies that the closing will take place “on or about” a specified date. These “words of art” mean that the specified date is merely a “target date” and that the parties intend to close sometime in its vicinity; furthermore, each party will be entitled to an adjournment for a “reasonable time,” if needed, which New York courts have consistently defined as thirty (30) days.
Residential Real Estate: Buying vs. Renting
Is it better to buy or to rent?
Whether you choose to live in an apartment, a townhouse, or a house is a matter of personal taste. The decision to purchase or rent, however, is a financial matter.
Why I Love Teaching at St. John’s University School of Law
I have been teaching at St. John’s University School of Law as an adjunct professor since 1987. Adjunct law school professors teach part-time as opposed to full-time, and are typically lawyers who are brought in to lecture on their expertise.
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