CREATIVE APPROACH
Roach & Lin, P.C. is a New York law firm with over 40 years of experience representing Default Mortgage Servicers in matters involving Foreclosure, Bankruptcy, Evictions, REO Sales, Loss Mitigation and Litigation.
At Roach & Lin, we are lawyers that think outside of the box, finding creative and innovative approaches to assist Mortgage Servicers and Investors. The personal service and expeditious response time is the foundation of our practice. Read our article “Reducing the NY Foreclosure Timeline” to learn more about one of our creative approaches.
Fees
Roach & Lin, P.C. accepts all GSE fee schedules as well as those of any major lending institution or mortgage servicer.
Wall Street Quality at Long Island Prices
Roach & Lin, P.C. has acquired a reputation for creatively and successfully serving creditor’s rights in bankruptcy and foreclosure since 1979. Long Island Business News consistently ranks us amongst Long Island’s top law firms, yet we are small enough to always make your case a priority. Feel free to contact us at (516) 938-3100 or email us at info@roachlin.com
“The law office of Roach and Lin’s expertise and diligence has helped reduce foreclosure timelines on all of my NPL’s”
“The law firm of Roach & Lin continues to exceed our expectations in every way possible, as they outperform countless legal teams. As the owner of a national asset management company, we work with attorneys in almost every state, Roach & Lin wholeheartedly, hands down, is our favorite. Aside from their incredible legal expertise, and their ability to consistently operate with velocity, they work under an umbrella of integrity and incredible personal service. It’s one thing to be at the top of your industry in performance, it is another to do it while providing ‘Nordstrom’s’ customer service. Roach & Lin encapsulates that philosophy.”
“Roach & Lin 律师事务所是少有在纽约长岛由华人经营管理的团队. 他们为我们细心辦理购买房屋
的交易. 在我们的房地产交易里为我们争取最高的利益. 绝对是值得信赖与推荐的律师事务所.”
“Roach & Lin, P.C. is a rare gem in Long Island New York that is managed by Chinese speaking management. They handled the purchase of our house with utmost care. They were always looking out for our best interest during our real estate transaction. I highly recommend using them for your real estate transactions!”
LATEST PUBLICATIONS
Updates to NY’s Pre-Foreclosure Requirements
Failure to strictly comply with two of New York’s recently enacted consumer protection statutes affecting residential foreclosures, RPAPL 1304 and RPAPL 1306, which require a 90-day notice to be sent to the borrower, and specific information contained therein to be filed with the New York State Department of Finance within three days thereafter, have recently been reviewed and interpreted by the New York courts.
Loss Mitigation Prohibitions – It Ain’t Just Loan Mods
Many loan servicers are under the misimpression that the prohibition against dual tracking only applies to loan modifications. This is incorrect; it also applies to forbearance agreements, deeds in lieu of foreclosures and short sales.
Foreclosing A Mortgage When The Note Has Been Lost
In order to transfer ownership of a mortgage, the Promissory Note must be physically delivered - but sometimes, Notes get lost.
Debt Collection Consumer Protection: It’s not just FDCPA!
My previous article on Debt Collection Consumer Protection described the protections afforded by the Fair Debt Collection Practices Act. There are also numerous other federal, state and local laws which provide additional protections for consumers.
New York Foreclosure Referrals: Get it right BEFORE you start
Commencing a foreclosure in New York State is far different from commencing other types of litigation.
Fair Debt Collection Practices Act: Debt Collector Rules & Regulations
The Fair Debt Collection Practices Act (FDCPA), codified in 15 USC, section 1692, is a federal statute which was enacted to protect consumers from abusive, unfair or deceptive practices by debt collectors.
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